At velqorinaet, we believe in transparency about how we collect and use information to improve your financial planning experience. This policy explains the tracking technologies we employ on velqorinaet.com and how they help us provide better budgeting and forecasting tools.

When you visit our website, we collect certain data through various tracking methods. This isn't about surveillance — it's about creating a more personalised experience that actually helps you achieve your financial goals. Think of it like having a financial advisor who remembers your preferences and can offer relevant suggestions.

We use tracking technologies to understand how people navigate our forecasting tools, which features prove most valuable, and where users might need additional support. This data helps us refine our budgeting calculators and improve the overall user journey.

Here's what tracking actually does for you. When you set up budget categories, our system remembers these preferences so you don't have to recreate them each visit. If you frequently access certain forecasting tools, we can make them more prominent in your dashboard.

Performance tracking helps us identify slow-loading pages or confusing navigation paths. Last year, this data helped us redesign our mortgage calculator interface, reducing completion time by 40% based on user behaviour patterns.

• Personalised dashboard layouts based on your most-used tools
• Remembering your preferred chart types and date ranges
• Suggesting relevant financial resources based on your activity
• Optimising page load times for frequently accessed features
• Identifying and fixing user experience issues quickly
• Customising educational content recommendations

You have control over how we track your activity. While essential tracking is necessary for the website to function properly, you can adjust other tracking preferences through your browser settings.

Most browsers allow you to block or delete tracking data, though this might affect website functionality. You can usually find these options under Privacy or Security settings in your browser menu.

If you disable certain tracking features, you might need to re-enter preferences each visit, and we won't be able to provide personalised recommendations. However, all core budgeting and forecasting tools will continue to work normally.

We retain tracking data for different periods depending on its purpose. Essential functionality data is kept while you actively use our services. Analytics data is typically stored for 24 months to identify long-term trends and improvements.

You can request information about what data we've collected about your visits, ask us to delete your tracking history, or opt out of non-essential tracking. We process these requests within 30 days and provide confirmation once completed.

As an Australian business, we comply with local privacy regulations and maintain transparent practices about data collection and use. Our tracking practices are designed to benefit users while respecting privacy expectations.